Katie-Ann Wilson, managing director of OMFIF’s Digital Monetary Institute, is joined by Peter Faykiss, director of digitalisation at Magyar Nemzeti Bank, Imre Kocsis and László Gönczy, associate professors at Budapest University of Technology, and Chris Ostrowski, chief executive officer of SODA, to explore what we mean by programmable money and its potential impacts on how we use money in society. They also discuss the Bank for International Settlements’ Project Rosalind and why it is important to central bank digital currency development, real life use cases for CBDCs using smart contracts and the technical models used.