News & commentary
Read the latest financial and monetary policy news and commentary from OMFIF’s in-house analysts and global network of specialists.
AI agents behaving badly
What institutions must know and be able to prove should an agent make independent decisions
The autonomy economy: can AI in payments be trusted?
Regulators grapple with machine-speed money and AI agents
The future of financial intermediation with or without the Clarity Act
The bill’s failure to pass ‘should not surprise anyone’
Giving artificial intelligence the power to pay
This October edition of the OMFIF Digital Monetary Institute Journal examines what changes are necessary before progress can happen in agentic payments
Stablecoins and the digital dollarisation of Latin America
Widespread adoption has important implications for monetary sovereignty
The offline digital euro: when the secure element fails, what remains?
Two questions should be settled before the design is fixed
Whose interest does the digital euro’s holding limit really serve?
Focus on crisis prevention has obscured the bigger picture
Britain’s synthetic CBDC
The UK drops individual stablecoin limits, replacing them with something more structurally interesting
What makes or breaks the digital euro
Europe can build a public digital payment method. What’s more important is whether anyone will use it
China’s digital renminbi is running on two tracks
Who should govern the ledger digital money runs on?
How to end digital money’s interoperability agony
Central banks already have a minimum viable product they should more forcefully defend
Lebanon’s remittance lifeline has new gatekeepers
The promise of disintermediation masks new dependencies
What Europe’s digital capital markets can learn from tokenised sukuk
Europe should judge tokenisation by whether it simplifies markets, protects investors and channels capital towards the real economy
FCA framework departs from traditional stablecoin model
New ‘own funds’ requirements introduce risks for issuers
