Responsible lending with BNPL

Wenbin Wong, head of GrabFin Singapore, and Lewis McLellan, editor of the Digital Monetary Institute, discuss ‘buy now, pay later’ — a rapidly growing form of consumer lending. The ease of use and accessibility that BNPL offers could make it a valuable tool for economic empowerment, but as consumer exposure grows, it is vital that regulators keep a close eye on unintended outcomes in the marketplace. This podcast explores the benefits that BNPL can bring for individuals, particularly in south east Asia, who are underserved by traditional banking services, as well as the recent Singapore BNPL code of conduct, which could provide a framework for other jurisdictions looking to keep their burgeoning BNPL markets safe.


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