Jonathan Dharmapalan, founder and chief executive of eCurrency, and Teunis Brosens, lead economist for digital finance at ING Group, join OMFIF’s Bhavin Patel, to discuss the future of central bank digital currencies. In part 2 of this podcast, they cover the different use cases of retail CBDC between advanced and emerging markets, payment systems as a communication mechanism for currency and how fintech efforts are driving important changes to payment systems. Further topics include the need for convergence in regulation and standards, and the next steps for central banks in their CBDC projects.