OMFIF Focus Podcast – Financial stability series: ‘Cryptocurrencies, ICOs and the risk to retail investors’ Garrick Hileman, research associate at Cambridge University and co-founder of Mosaic, a market intelligence platform for crypto-assets, speaks to Oliver Thew of OMFIF. They discuss the factors inhibiting the widespread use of cryptocurrencies for payments, the shift in terminology from cryptocurrencies to crypto-assets, the risks associated with investing in crypto-assets and initial coin offerings, as well as the potential benefits of more regulation.